It’s no secret that success in your career and your personal life depends, in large part, on your mindset. If you think positively about yourself and the world around you, it’s likely that your actions will reflect those feelings, creating an upward spiral of positivity that leads to success, whether it’s in the workplace or in your personal life. If you think negatively, however, then all bets are off; you’re more likely to develop habits that hold you back from succeeding and reaching your goals in every area of your life.

Start Being Grateful

Being grateful for what you have is the first step to developing a positive relationship with money. When you focus on what you’re thankful for, your brain actually starts seeking out more things to be grateful for. And the more gratitude you feel, the more likely you are to take actions that lead to financial success. So start by making a list of all the things you’re grateful for in your life, no matter how small they may seem.

Give Away What You Don’t Need

One way to change your mindset is by looking at your possessions and deciding what you can live without. If you have clothes, furniture, or other items that you don’t use regularly, consider donating them or selling them. This will help you declutter your life and give you a fresh start.

It may be difficult at first to let go of things that you’re attached to, but remember that material possessions are not what brings happiness. Instead, focus on experiences and relationships. These are the things that will bring lasting joy into your life.

Learn From Others

One of the best ways to develop a financial mindset is to learn from others who have already achieved success. You can read books, listen to podcasts, or even take courses from individuals who have made money their top priority.

Understand the Rat Race Isn’t Real

The Rat Race is the idea that we are all working hard, day in and day out, just to keep up with the Joneses. The problem is, the Joneses are usually in debt up to their eyeballs, so what’s the point? If you want to be successful financially, you need to understand that the Rat Race isn’t real. You don’t need to keep up with anyone but yourself.

Track Expenses & Set Savings Goals

One of the most important things you can do for your finances is to track your expenses. This will help you see where your money is going and where you can cut back. Once you have a good handle on your spending, you can set savings goals. Having specific goals in mind will help you stay motivated to save.

Make Saving Automatic

A recent study showed that people who make saving automatic are more likely to achieve their financial goals. One of the best ways to make saving automatic is to set up a direct deposit from your paycheck into your savings account. This way, you’ll never even see the money and you’ll be less tempted to spend it. Another great way to make saving automatic is to use auto-drafts or auto-payments for your bills. This way, you can be sure that your bills are always paid on time and you won’t have to worry about late fees. Finally, try setting up a budget so that you can see where your money is going each month. This will help you make sure that you’re spending within your means and not overspending on unnecessary things.

Make Smaller Purchases

It all starts with your mindset. You have to be willing to change the way you think about money in order to change your spending habits. One way to do this is by making smaller purchases. Instead of buying that new coffee maker, try making coffee at home. Not only will you save money, but you’ll also get into the habit of thinking about ways to save.

Talk About Money With Your Friends and Family

When it comes to money, we often keep our thoughts and feelings to ourselves. We think we should know everything about personal finance and that asking for help is a sign of weakness. But this couldn’t be further from the truth! Money is one of the most taboo subjects, but it doesn’t have to be. Start talking about money with your friends and family. Not only will it make you more comfortable discussing personal finance, but you might also learn a thing or two from them.

Get Help If You Need It

If you’re struggling to get out of debt or build up your savings, there’s no shame in admitting that you need help. There are plenty of resources available to help you get on track financially. You can find helpful books, websites, and even financial coaches who can help you develop a plan and make progress.